Co-Operatives in Sankhu

Cooperatives can take many forms. For example, a group of single parents may decide to band together to provide a child-care facility so they will have reliable day care for their children. Each parent contributes a certain amount of money and/or time, and in exchange they all have a safe place to leave their children. A credit union is also a type of cooperative. The purpose of a credit union is not to make a profit for itself, but to help each member be more financially secure. By creating their own financial institution, members can receive a higher interest rate on the money they have placed in savings and receive a lower interest rate on loans. Retailers have also started establishing co-ops. Ace Hardware, for example, is a co-op of independent hardware store owners. By banding together, the hardware owners can share advertising costs and receive discounts for bulk ordering of materials and supplies. Sharing costs and discounts allows small hardware stores to compete with large chain hardware stores.

While cooperatives can be found in many different areas of the economy, they are most commonly found in the agricultural area. A group of farmers may band together to allow themselves to be more competitive and to achieve more economic power. Agricultural cooperatives allow members to save money on materials needed to produce and market their product, which means a larger profit margin for all members.

Co-operative organizations in Sankhu.

Table NO. 1 .1

SN	Name of Co-operatives
1.	Shankha Saving & Credit Co-Operative Ltd
2.	Oriental Co-Operative Ltd
3.	Divayajyoti Saving & Co-Operative Ltd
4.	Meridian Saving & Co-Operative Ltd
5.	Shankharapur Saving & Credit Co-Operative Ltd
6.	Sakwo Saving &Credit Co-operative Ltd
7.	Bajrashali Multi Purpose Co-Oprative Ltd
8.	Rural Micro Co-Operative Ltd
9.	Baras Saving & Co-Operative Ltd
10.	Kaya Mandala Saving & Credit Co-operative Ltd
11.	Janma Savihg & Co-operative Ltd
12.	Khadga Yogin Saving & Co-operative Ltd
13.	Ek Jati Multi purpose Co-operative Ltd
14.	Swosthani Saving & Co-operative Ltd
15.	Jyotir Lingeshwor Saving & Co-operative Ltd
16.	Tara Tirtha Multpurpose Co-operative Ltd
17.	Tare Maam Saving & Co-operative Ltd
18.	Medico Saving & Co-operative Ltd
19.	Wave Saving & Co-operative Ltd
20.	Palubari Saving & Co-operative Ltd
21.	Sakwo Saving & Co-Operative Ltd
22.	Ankhi Jhyal Saving & Co-Operative Ltd
23.	Friends of Pabika Multipurpose Cooperative Ltd
24.	Pragya Paramita Saving & Cooperative Ltd
25.	Jaljala Saving & Co-Operative Ltd
26.	Sharada Laxmi Saving and Cooperative Ltd
27.	Manisail Saving and Co-Operative Ltd
28.	Mahila Uthan Saving and Credit Co-Operative Ltd

By: LP Mali

2009